Where your paycheck goes — clear in a minute a day

A money tracker that keeps up with you: log spending by voice or receipt photo, import bank statements, set budgets and goals. Arina, your AI mentor, shows where the money slips away.

Free forever No card needed No bank login
Sample screen · figures are illustrative

Payday came — and the money vanished

If any of this sounds like you, this app is for you.

Sound familiar?“Paid on the 1st, broke by the 20th — and no idea where it went”

A month’s statement gets sorted into categories in a minute.

Sound familiar?“Checking, credit card, cash — all in different places, no full picture”

All your cards in one place, and one number: what you can still spend.

Sound familiar?“Tried tracking it in a spreadsheet — gave up on day three”

Log an expense by voice in three seconds — no spreadsheet needed.

All your money — in one place

No more keeping it in your head, in notes and in a spreadsheet.

One bank statement — and every expense is in

Export a statement from your bank and upload the file. Transactions show up on their own, already sorted into categories.

  • No bank password or connection needed
  • The CSV file your bank already gives you
  • Uploading twice won’t duplicate transactions
Bank statement September · 64 transactions
Trader Joe’s−$84.50Groceries
Uber−$14.50Rideshare
DoorDash−$43.00Food delivery
Salary+$4,800.00Income
Upload a statement

An expense in three seconds

Say it like you’d tell a friend: “coffee four fifty”. Or snap the receipt — the app reads the amount and the store by itself.

“coffee four fifty”
Coffee Cafés−$4.50today, 8:40 AM

Where the money went

The whole month in one picture — no spreadsheets.

  1. Groceries34%
  2. Home & bills28%
  3. Rideshare12%
  4. Cafés10%
  5. Other16%
October · spent $2,517

See where you spend more than you meant to

Set a limit on any category. The app flags overspending while the month is still going.

Groceries$864 / $1,200
Rideshare$312 / $250
Cafés$248 / $400
Rideshare: $62 over the limit, 9 days left in the month.

When you’ll hit your goal and clear your loan

Goals — from a vacation to a down payment. Debts and installment plans — with the month you’ll be free.

Vacation$2,600 / $4,200
by May if you save $450 a month
Phone installment plan4 of 12 payments
last payment in February

Arina — a money mentor inside the app

Not generic advice from the internet: Arina sees your spending, goals and debts, and answers about you.

  • Spots overspendingWhile there’s still time — not at the end of the month.
  • Walks through your monthWhere the money went, and one clear step for next month.
  • Answers your questions“Can I afford the trip?”, “Why did I spend more?” — in plain words.
AArinasees your entries
today
Can I afford a vacation in May?
A

Yes, if you set aside $450 a month. Right now it’s $300 — the missing $150 can come from Cafés, where you average $240.

And why did I spend more in September?
A

Rideshares ran 40% above usual, plus food delivery twice a week. Taking the bus twice a week would save ~$120.

Sample answer
$0tracking, budgets and statements — no time limit
1 fileyour bank statement — no bank login
3 secto log an expense by voice
7 daysof Pro free, no card needed

And there’s more inside

For when tracking has become a habit.

Bill calendar Pro

What’s due and when: loans, rent, subscriptions. Nothing catches you off guard.

Family budget Pro

Shared spending and goals, visible to both of you.

Calculators Pro

Savings, loans and mortgages: how much you’ll build up and how much the interest will cost.

“What if” scenarios Pro

See what happens to your goals and debts if your income or spending changes.

Bite-size lessons

The 50/30/20 rule, an emergency fund, paying off debt. They show up when they’re relevant.

CSV export

All your entries in a spreadsheet, whenever you want.

Fingerprint unlock
Bank passwordnot needed
Export all entriesCSV

Your money — yours alone

The app doesn’t connect to your bank and can’t move your money.

  • Just the statement fileNo bank password or bank access needed.
  • EncryptionIn transit and at rest.
  • No adsWe don’t sell your data, and there are no banners.
  • Delete anytimeYour account and all entries can be deleted whenever you want.

Get started in three steps

No card and no bank login.

  1. 1
    [email protected]Create account
    Sign upIt’s free and takes under a minute.
  2. 2
    PDFstatement_sept.pdf64 transactions ✓
    Add your first expensesUpload a bank statement or just say “taxi twenty dollars”.
  3. 3
    Safe to spend until payday$1,423
    A week later — your month at a glanceYou’ll see where the money goes, and Arina will suggest a first step.

The essentials are free

Tracking, budgets and statements are free with no time limit. Pro is for when you want more time with Arina and more goals.

Free
$0
forever
  • Unlimited expenses, income, budgets and debts
  • Bank statement import
  • Up to 3 goals and 3 assets
  • 5 questions to Arina every day
Start free
Pro 7 days free
$4.99 a month
or $39.99 a year — works out cheaper
  • 150 messages to Arina a day, plus voice chat
  • Unlimited goals and assets
  • “What if” scenarios and calculators
  • Bill calendar and family budget
Try 7 days free

The trial week needs no card and doesn’t auto-renew. Prices in US dollars; Google Play may show them in your currency.

Questions

Is it really free?

Yes. Expenses, income, budgets, debts and statements are free with no time limit. You can try Pro for 7 days without a card.

Do you need access to my bank?

No. You export a statement from your bank and upload the file. Your bank password is never needed.

Is my data safe?

Data is encrypted in transit and at rest, and you can lock the app with your fingerprint. We don’t sell data and there are no banner ads. You can export everything to CSV.

Who is Arina?

An AI mentor inside the app. She sees your entries and answers based on them. These are tips, not banking or investment advice.

Is there an iPhone version?

The app is on Google Play. On iPhone and on a computer WealthMentor runs in the browser, with the same data on every device.

Can two people share a budget?

Yes, Pro has a family budget: shared spending and goals are visible to both of you.

Start with one expense today

In a week you’ll see where your money goes.